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The information on this website is descriptive only. The
precise coverage afforded is subject to the terms and conditions of the
policies as negotiated by your insurance representative and as issued by
your insurer.
Claim examples are based on actual cases, composites of
actual cases, and/or hypothetical situations. Whether or not or to what
extent a particular loss is covered depends on the facts and circumstances
of the loss and the terms, conditions, and endorsements of the policy as
issued by your insurer or insurers.
It is impossible to state in the abstract whether the
policy would necessarily provide coverage in any given situation. Consult
your agent, broker, and/or insurer.
No warranties or representations of any kind are made to
any party. Neither Robert Callard & Associates, LLC nor its employees or
agents shall be liable to any party for the use of any information or
statements made or contained in any evaluation, report, recommendation, or
contained on this website.
Copyright Notice
ALL RIGHTS RESERVED. No part of the materials made
available may be reproduced, stored in a retrieval system, or transmitted,
in any form or by any means electronic, mechanical, photocopying, recording,
or otherwise without prior written approval of an officer of Robert Callard
& Associates, LLC.
All courses outlined are copyrighted by Robert Callard &
Associates, LLC. Globally Integrated Master Insurance Program is a
registered trademark of Robert Callard & Associates, LLC.
Terms of Use
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BY YOUR USE, YOU AGREE TO THESE TERMS OF USE. |
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IF YOU DO NOT AGREE TO THESE TERMS OF USE, DO NOT
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The materials made available, including materials in
linked sites directly or indirectly accessible from here, are provided "AS
IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT
NOT LIMITED TO ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, TITLE, OR NONINFRINGEMENT
We do not warrant that the materials will be error free,
nor free of viruses, defamatory, offensive, or other harmful matter. You
assume the entire cost of any necessary service, repair, or correction.
The materials that can be accessed from linked sites are
not maintained by us and we are not responsible for the contents thereof.
Any reference to a linked site or any specific third party product or
service by name does not constitute or imply its endorsement by us, and you
assume all risk with respect to its use.
Under no circumstances shall we be liable for any
damages, including without limitation, direct, indirect, incidental,
special, punitive, consequential, or other damages (including without
limitation lost profits, lost revenues, or similar economic loss), whether
in contract, tort, or otherwise, arising out of the use or inability to use
the materials available here or in any linked site, even if we are advised
of the possibility thereof, nor for any claim by a third party.
This is for your personal and non-commercial use, and you
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You agree to defend, indemnify, and hold us and our
affiliates harmless from and against any and all claims, losses,
liabilities, damages and expenses (including attorney's fees) arising out of
your use.
The terms of use shall be governed in accordance with the
laws of the State of Washington, U.S.A., excluding its conflict of laws
provisions. We reserve the right to add, delete, or modify any or all terms
of use at any time with or without notice.
The information at this site about Robert Callard &
Associates, LLC is used with the permission of Robert Callard &
Associates, LLC
Representation and Warranty
Robert Callard & Associates, LLC does not endorse or
promote in any way the information found or products or services sold at
other Web sites accessible from the Robert Callard & Associates, LLC Web
pages. Robert Callard & Associates, LLC provides links to certain Web
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